Portland PIP Claims: What You Need To Know

November 9, 2018 | By

personal injuryPersonal injury protection (PIP) is one of the most misunderstood and essential coverages on your automobile insurance. At Pickett Dummigan McCall LLP, we have helped many clients recover money from their insurance companies when it comes to denial of PIP claims. We have knowledgable PDX accident lawyers who know how to navigate the insurance and healthcare system to win your case.

What Is PIP? 

PIP is part of your standard liability coverage on your car insurance policy. In Oregon, PIP is mandatory, and you must be covered for at least $15,000. PIP is “no-fault” insurance, which means that regardless of who is at fault, PIP must cover certain expenses related to your accident. If you’re involved in an auto accident, your PIP policy applies to you, your passengers, pedestrians, and bicyclists.

What Does PIP Cover? 

PIP aims to help ease some of the associated costs following a car accident. While PIP is primarily thought to cover necessary medical treatment, there are other items that your insurance must pay.

Accident expenses paid for by PIP include: 

• Medical bills including prescriptions, rehabilitation, and supplies
• Lost wages
• Childcare
• Funeral costs
• In-home services

Who Should I Contact? 

If you are in an accident, it’s imperative that you understand the steps to filing a PIP claim, but that can be hard after suffering trauma. Talk a Portland personal injury attorney in our office so we can help you get what’s owed to you by your insurance company.

Insurance companies will send you to their approved doctors for a medical evaluation because it works in their favor. We will ensure you get the right medical care from the providers who will provide you with the best care. When your insurance company denies your PIP claim, an accident attorney in PDX will be there to get you the payment you deserve.

 

 

 

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